Payments 101: Why Polygon is built for money, crypto payments, and onchain finance

Polygon’s ecosystem is uniquely designed for payments and onchain finance, thanks to scalability, low fees, interoperability and developer flexibility. This setup positions Polygon as the infrastructure layer for global money movement, digital commerce and financial innovation.

Key Ideas

Payments are the “killer app” for crypto. Money transfer is the most natural blockchain use case and Polygon aims to make payments fast, cheap and globally accessible.
Scalability & Low Fees. Polygon’s architecture (PoS chain, zkEVM, and other scaling solutions) enables near-instant settlement and minimal transaction costs, making microtransactions and global remittances viable.
Interoperability & Standards. Polygon is EVM-compatible, meaning it integrates seamlessly with Ethereum tools, wallets and dApps. This lowers barriers for developers and businesses to adopt it for payments.
Stablecoins as the backbone. Stablecoins (like USDC, USDT, and others) are highlighted as the primary medium of exchange for payments on Polygon, reducing volatility risks.
Future Vision. Polygon sees itself as the “internet of money”, where payments, commerce, and finance converge on a scalable, interoperable blockchain network.

Why It Matters?

Polygon is positioning itself as the go-to blockchain for payments and financial applications, combining Ethereum security with high throughput and low fees. Its ecosystem is designed to support everything from everyday purchases to global financial infrastructure.